Mortgage Interest Tax Relief: Understanding Your Benefits
Mortgage interest tax relief has become one of the most important factors shaping landlord profitability in the UK. With rising interest rates, stricter rules, and the shift from full deductibility to a 20% tax credit, landlords now face higher tax bills and tighter margins. This comprehensive guide explains how the system works today, who is most affected, and the strategies you can use to reduce tax on rental income, protect cash flow, and build a more efficient, profitable property business.